We had quite the storm here in Denver recently. The creeks flooded, power went out, and there were even highways with sink holes. There were mounds of hail balls on my back deck that resembled sand dunes. When I saw this article on hhouselogic.com, I did a quick inspection of my own house and what we could do better. Here are the 9 tips for your home…
#1 Clean Gutters to Prevent Water Damage
It’s a fairly simple task, but so easy to put off. Who wants to schlep out a ladder for an afternoon of gutter cleaning?
But clogged gutters mean storm water can overflow, saturating — and possibly penetrating — your home’s foundation. Gutter build-up can also contribute to water seeping into your attic and damaging walls.
#2 Protect Your Roof from Storm Damage by Trimming Trees
You know what happens in severe storms. Tree limbs break away and fall. If huge tree limbs are dangling over your house, you’re at risk for major roof damage. Cut back limbs to reduce their weight.
Also, make sure they’re at least four feet above the roof. Tree limbs make great balance beams for critters to tumble into your attic; don’t make it easy on them.
#3 Install a French Drain to Keep Storm Water Away
A French drain — named after a guy named French, not the country — is a lightly sloped trench (1 inch per 8 feet) filled with round gravel and a pipe that diverts water away from your house.
The drain can be shallow or deep depending on whether you’ve got a soggy lawn or a bigger problem with water entering your basement during heavy storms.
#4 Prepare for a Power Outage with a Generator
An hour in the dark is an inconvenience, but a power outage of a day or two — especially when it’s 100 degrees outside — can be hazardous to your health (and pricey, as all your refrigerated and frozen foods spoil).
Invest in either a portable or standby generator, depending on how much you want to spend and how much power you need.
Generators vary by wattage output — the amount of power they can generate at one time. So check appliance needs: a four-slice toaster might use a whopping 1,650 watts – way more wattage than a portable AC unit (often under 500 watts).
#5 Prevent Fires with Hardscaping and a Tidy Yard
And you thought a well-maintained lawn and that flagstone patio were just for fab curb appeal (and to make the neighbors jealous). Au contraire. Stone doesn’t burn.
You can also deprive flames of fuel by keeping the grass short and irrigated, removing dry leaves and dead plants, and pruning dead branches. If you needed extra motivation to get off the patio and get that yard work done, there you go.R
#6 Install Impact-Proof Doors and Windows
Think a door is just a door? When it’s rattling on its hinges mid-storm, you’ll change your mind.
Impact-resistant windows, doors, and garage doors can inhibit high winds that cause structural damage from entering your home.
#7 Update Your Insurance
Sometimes you really do need to read the fine print.
Once a year, review your homeowners insurance to make sure you can rebuild your whole house in case of a disaster. See if your insurance adequately covers things like flood damage, too.
Plus, make updates based on recent home improvements, like that fancy burglar alarm you just installed, and ask about any new discounts for bundling with your car insurance.
#8 Check Fire Extinguishers
Scary stat alert: 660 people died in home fires in just the first two months of 2018.
While a fire extinguisher doesn’t technically expire, it’s possible for its seal to weaken over time, causing the pressure to drop and rendering it useless. Check that the locking pin is intact and the pressure gauge or indicator is pointing to “full.” (Sometimes this is a green bar.)
And did you know you’re supposed to keep a fire extinguisher on each floor? Or that different rooms require a different type of extinguisher? If not, a fire-safety shopping spree might be in order.
#9 Pick Wildfire-Wise Plants
Speaking of fires, homeowners too often don’t consider how their plant choices help or hinder them.
Plants with stems that contain wax, terpenes, or oils are super flammable — as are junipers, hollies, eucalyptus, and pines.
Particularly if you live in a wildfire-prone area, choose fire-resistant foundation plantings like azalea, boxwood, hydrangeas, and burning bushes. (Ironic, right?)
Succulents, like sedum, have high water content and are less flammable. If you use bark mulch, which is highly flammable, keep it moist. Less flammable mulches are gravel, decorative rock, or bark-and-rock combinations. You can find a whole bunch of plants appropriate for your area at Firewise.org.
taken from Stacey Reed’s article on https://www.houselogic.com/finances-taxes/home-insurance/preventing-water-damage-to-your-home/Houselogic.com